SSDI in comparison to SSI
The majority of Americans receive Supplemental Security Income (SSI) once they reach retirement age. It is aimed at individuals who have little to no retirement savings. Social Security Disability Insurance (SSDI) benefits are available to anyone who applies and meets certain criteria. Additional information is available here.
The Social Security Administration (SSA) will require proof of your disability before you can apply for disability benefits. Additionally, the disability must meet their criteria. To file a claim, you must have been disabled for five consecutive months. However, individuals with ALS may begin immediately.
You may have to clear some hurdles in order to qualify for the benefit. If, however, your disability continues, you will not be removed from the program.
How long are the payments scheduled to last?
You may continue to claim the benefit as long as your disability prevents you from working. The Social Security Administration conducts periodic case reviews to ensure that you continue to qualify. If you are determined to be able to work, you will lose your disability benefits and will be classified as unemployed.
You must contact the Social Security Administration if:
- Your capacity to work alters
- When you re-enter the labor force, your medical condition improves.
If any of these changes occur and you do not notify the Social Security Administration, it may be considered fraud.